Analight Credit Services Ltd was founded by individuals with over five years of experience in credit management, particularly focused on micro and small businesses in Kampala and surrounding districts. The company was created to address key challenges faced by these businesses, which include expensive credit, limited financial literacy, slow borrowing processes, restricted access to loans due to insufficient collateral, and limited growth opportunities. Analight aims to support businesses operating with capital below ten million UGX, often overlooked by traditional financial institutions.
These small businesses, like snack kiosks, boda-boda riders, and retail shops, are vital to the urban population but struggle to access affordable credit. Many resort to high-interest loans from informal lenders, stunting their growth and negatively impacting their livelihoods.
Our cash flow-based, unsecured loans are tailored to help small businesses grow without the burden of collateral.
We provide expert business management consultancy to help businesses optimize their operations and reach their full potential.
Through our programs, we equip business owners with essential financial knowledge to make informed decisions.
We offer dedicated support to our clients, ensuring they have the guidance they need, whenever they need it.
Get the financial support you need quickly with our fast loan processing and minimal paperwork.
Our team is dedicated to ensuring you get the best advice and service to grow your business.
We provide all necessary documentation to ensure you understand your loan and financial options.
We offer refinancing options to help you manage your business loans effectively.
At ACSEL, we provide affordable financial services tailored to the needs of small businesses. Whether you're looking to expand, improve cash flow, or learn better financial practices, we're here to support you with the right tools and advice.
This is at the core of our lending process. It is an inaugural free of charge service to our prospect client once he/she shows interest in acquiring a loan with us. It is part of our KYC as we get to understand their trade and purpose for the intended borrowing so as to check, confirm or advice on the most economically sensible choice of implementation. This remains an ongoing service to our active clientele as we keep assessing the impact of our partnership on their lives and business.
We are soon lauching our BNPL shop where our clientele in the micro and small business sector will be able to browse through s list of business equipment and shop on rent to own basis, that they will be able to boost their sales, grow their asset base and prosper their businesses and lives without breaking their bank or taking on a huge lumpsum loan to acquire a business equipment.
This is our flagship loan product which fosters our primary aim of ensuring financial inclusion. Our clients get unsecured loans with weekly repayments running within one, two or three months. A client’s loan limit grows with their repayment record.
At ACSEL we have an expert team that offers business management and consultancy services such as business planning, business analysis and management support to clients in need.
We help businesses develop comprehensive financial plans that align with their goals, ensuring steady growth and stability.
At Analight Credit Services Ltd, we go beyond just providing financial products. We are committed to offering personalized financial guidance to help you make informed decisions that will benefit your business. Whether you’re navigating the complexities of managing cash flow, understanding loan terms, or optimizing your financial strategy, our team is here to support you every step of the way.
We understand that every business has unique needs. That's why we offer customized consultancy services designed to equip you with the knowledge to grow your business, reduce financial risks, and improve your overall financial health. With our expertise, you can confidently tackle the challenges of running a small business and seize new opportunities for growth.
Learn moreIf you're looking for affordable financial solutions or expert advice, don't hesitate to get in touch with us. ACSEL is dedicated to supporting the growth of small businesses in Uganda.
At Analight Credit Services Ltd, we understand that financial services can be complex. Below are answers to some of the most common questions we receive about our offerings.
Financial Literacy & Advisory is a free service we offer to all new clients who are interested in acquiring a loan with us. This service helps us understand your business and its financial needs, ensuring we guide you to the best financing solutions. We continue to provide ongoing support to our clients, assessing the impact of our partnership on their growth and business success.
Our Buy Now, Pay Later (BNPL) service allows micro and small businesses to access essential business equipment on a rent-to-own basis. Clients can choose from a range of items, boosting their operations without the burden of large upfront costs or traditional loans. This flexible payment plan enables growth and asset accumulation without financial strain.
Our flagship loan product, Cashbul, offers unsecured loans with weekly repayments. These loans are available for one, two, or three months and are designed to foster financial inclusion. As clients repay their loans, their borrowing limits increase, helping them grow their business with manageable repayment terms.
We offer expert business management consultancy services, including business planning, analysis, and ongoing support. Whether you’re a startup or an established business, we provide tailored advice to help optimize operations, enhance profitability, and position your business for long-term success.
We help businesses develop comprehensive financial plans that align with their long-term goals. By understanding your unique needs, we provide actionable strategies to ensure steady growth, maintain financial stability, and help your business thrive in the competitive market.
At Analight Credit Services Ltd (ACSEL), we are committed to providing affordable credit and financial literacy services that empower small businesses. Join our community and grow your business with the support of our tailored financial products.
Zakariyyah House Rm. G6, Gayaza Road, Kalerwe, Kampala
Telephone: +256 780 911 536
Email: info@acsel.africa