Where can I get a 20k loan immediately?

Small immediate loans are available from mobile lenders and some microfinance providers; you can also start an application with ACSEL Microfinance via the Apply page.

How to get government loans in Uganda?

Government and DFI loans are typically administered through schemes such as UDB; eligibility and application vary. Contact ACSEL for advice on suitable programs and preparation.

How do I qualify for a FINCA loan in Uganda?

FINCA and similar microfinance lenders usually require a national ID and proof of income or business activity; requirements differ by product.

How to get a loan on MTN Uganda?

MTN partners with lenders and offers USSD/app access for quick loans; check MTN's loan service or partner app for eligibility and steps.

Contact | ACSEL Microfinance

Market Insight — Loans in Uganda

Helpful overview and common lending options across banks, microfinance and mobile lenders.

Overview: In Uganda, loans are offered by banks, microfinance institutions and mobile lenders. Products include personal, business/SME, agricultural and development loans. Terms, interest rates and eligibility vary by lender. ACSEL Microfinance provides affordable, cash-flow based loans and financial literacy services tailored to small businesses — see our products or apply now.

Types of Loans

Personal Loans: For individual needs (education, emergencies). Often unsecured for salaried borrowers.
Business & SME Loans: Working capital, expansion, equipment financing; range from short to long term.
Mobile Loans: Quick digital loans via mobile apps/USSD with fast disbursal but often smaller limits.
Specialized Loans: Agriculture, mortgages, student loans, youth or civil servant lending programs.

Key Lenders & Notes

Banks: Stanbic, Absa, Standard Chartered, NCBA, Bank of Africa, UBA, Equity.
Microfinance: FINCA, Opportunity Bank, ASA, Platinum Credit, and local providers like ACSEL Microfinance offering cash-flow lending and training.
Government/DFI: Uganda Development Bank (UDB) — longer-term project finance.
Mobile/Quick Loans: Airtel/Housing Finance partnerships, FINCA mobile, Quicksente, Steadfin.

Common Requirements

Proof of income (payslips or bank statements), national ID, business documents for SMEs, and collateral for larger secured loans. Many mobile loans require only mobile registration and assessment.