Last updated: 27 September 2026

ACSEL Microfinance ("Analight Credit Services Ltd") is licensed by the Uganda Microfinance Regulatory Authority. This Privacy Policy describes how we collect, use, share, and protect personal information in connection with our website, mobile app, and USSD service.

Information We Collect

We collect personal information that you provide to us and information generated through your use of our services, including identity and verification information, contact information, location information, device information, and financial and transaction information.

How We Use Your Information

We use personal information to provide and administer our services, assess loan applications, process transactions, communicate with customers, safeguard accounts, and comply with applicable laws and regulatory requirements.

How We Share Your Information

We do not sell personal information. We may share information with trusted third-party service providers who support our operations, and with regulators, auditors, or law enforcement agencies where required by law.

Data Security

We maintain administrative, technical, and organizational safeguards designed to protect personal information against unauthorized access, disclosure, alteration, or loss.

Data Retention

We retain personal information for as long as necessary to provide our services and to comply with our legal and regulatory obligations.

Your Rights

You may request access to, correction of, or deletion of your personal information, subject to applicable law, by contacting us using the details below.

Children's Privacy

Our services are not directed to, and are not intended for use by, individuals under the age of 18.

Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be reflected by an updated "Last updated" date on this page.

Contact Us

If you have questions about this Privacy Policy, please contact us at [email protected].